Evidence packet, prepared for merchant submission

Dispute SAMPLE-01 Order 10482

Reason
Fraudulent transaction
Disputed amount
$340.00 USD
Order date
Aug 24, 2026
Response due
Sep 19, 2026
Merchant
Northerly Supply Co. (invented)
Prepared
Sep 7, 2026, all times ET

Index of exhibits

Fourteen pages. Set in black and white, with no information carried by color.
No.ExhibitPagesStatus
01Order record. Line items, discounts, timestamps1–2Attached
02Gateway transaction detail. AVS full match, CVV match3Attached
033D Secure result. Not requested at checkoutnoneMissing
04Carrier history and proof of delivery. Delivery photo, no signature on file4–6Partial
05Customer message thread. Four messages, unedited7–9Attached
06Refund and store credit history. One partial refund, $60.0010Attached
07Policy as posted on the order date, with the checkout acceptance record11–14Attached

Exhibit 01: order record

FieldValue
Order number10482
PlacedAug 24, 2026, 9:12 PM ET
Customer account createdMar 2, 2025 (17 months before the order)
Prior orders on the same card3, most recent Jun 11, 2026
ItemsCoastal Shell Jacket, size M, $280.00. Ridge Beanie, $60.00.
Subtotal / shipping / total$340.00 / $0.00 / $340.00
Billing and shipping addressSame street address, Denver CO. Full address is on page 1 of the packet.

Exhibit 02: gateway transaction detail

CheckResult
Address verification (AVS)Full match, street and postal code
Card security code (CVV)Match
3D SecureNot requested at checkout, no result exists
Customer IP at checkoutDenver CO, same metro as the shipping address
DeviceSame browser fingerprint as the Jun 11, 2026 order

Exhibit 04: carrier history and proof of delivery

ScanTimestamp
Label purchasedAug 25, 2026, 10:04 AM ET
Picked upAug 25, 2026, 5:47 PM ET
In transit, regional facilityAug 27, 2026, 3:12 AM ET
Delivered, photo on fileAug 28, 2026, 2:41 PM ET
SignatureNot purchased with the label, none exists

Exhibit 05: customer message thread, unedited

  1. Aug 24, 2026, 9:19 PM ET, customer to supportOrder confirmation received. Can I still add a second beanie to this order?
  2. Aug 25, 2026, 9:31 AM ET, support to customerThe order was already picked, so we cannot add to it. Happy to ship a second beanie separately if you want.
  3. Aug 29, 2026, 8:07 AM ET, customer to supportThe package arrived yesterday. The jacket fits but the beanie is smaller than I expected. What are my options?
  4. Sep 2, 2026, 11:22 AM ET, support to customerRefunded the beanie, $60.00, back to the original card. Keep it, no need to send it back.

Exhibit 07: policy as posted on the order date

ItemRecord
Returns policy version in forcePublished Jul 9, 2026, unchanged through Sep 7, 2026
Return window stated30 days from delivery
Checkout acceptance recordTerms accepted Aug 24, 2026, 9:12 PM ET, same session as the order

Evidence form, field by field

Field 02, product description

Order 10482 was placed on Aug 24, 2026 at 9:12 PM ET. Two items: Coastal Shell Jacket, size M, $280.00, and Ridge Beanie, $60.00. Subtotal $340.00 with free shipping. The billing address matched the card on file, returning an AVS full match, and the security code matched.

Field 05, shipping documentation

The label was purchased Aug 25, 2026 at 10:04 AM ET to the shipping address on the order. Carrier scans show pickup Aug 25, an in-transit scan Aug 27, and delivery Aug 28 at 2:41 PM ET with a delivery photo, attached as Exhibit 04. Signature on delivery was not purchased with the label, so no signature exists.

Field 08, additional evidence

The cardholder emailed support on Aug 29 at 8:07 AM ET confirming the package arrived and asking about sizing. The full four-message thread is Exhibit 05, pages 7 to 9, unedited. A partial refund of $60.00 was issued Sep 2 and appears as Exhibit 06. The returns policy in force on the order date is Exhibit 07, with the checkout record showing acceptance at 9:12 PM ET on Aug 24.

Gap note, page 1 of 1

Missing recordWhy it is missingWhere it should have been captured
3D Secure result The checkout does not request 3D Secure on card payments, so the gateway has no result to hand over. At checkout. Decide whether to request it, and above what order value.
Delivery signature The carrier delivered with a photo and no signature. When the shipping label is bought. Signature on delivery is an option chosen at label creation.